STUDENT LOAN: Jharkhand government offers Guruji Student Credit Card scheme

STUDENT LOAN: Jharkhand government offers Guruji Student Credit Card scheme all details are available here. Good news for the students of Jharkhand, while presenting the state budget finance minister Rameshwar Oraon has announced Jharkhand Guruji Credit Card Scheme 2022.

If you are interested in knowing detailed information about the गुरुजी क्रेडिट कार्ड योजना then you have to read this article very carefully. Further in this article, we have included detailed information related to the scheme including its eligibility, application process, benefits, and other relevant information.

Jharkhand Guruji Credit Card Scheme has been announced by the government of Jharkhand on Thursday 3rd March 2022 while presenting the state budget. The scheme is going to implement by the government in the coming financial year. his scheme has been started to help the students financially who are coming from a humble backgrounds. Students who are pursuing higher education can get the credit to complete their education under this scheme. If you are a student from Jharkhand state then read the further section article carefully to accumulate detailed information.

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The application portal for the Jharkhand student credit card is likely to be functional soon.


  • Students can apply for soft loan of up to Rs 10 lakh at low interest rate
  • Jharkhand team to study West Bengal Student Credit Card scheme

Meritorious students from financially weak families in Jharkhand no longer need to worry about education expenses. The Jharkhand government will offer the Guruji Student Credit Card scheme from July.

Students Will Get a Soft Loan Of Upto Rs. 10 lakhs

The financially weak Student of the Jharkhand State will now not need to worry about the education expenses as the government will offer a soft loan of up to Rs. 10 legs to the student at very low interest so that they would be able to continue their higher education. The process of determining the services will be done by the month of June and it is expected the distribution of the loan will be operational from 15 June. Also, the implementation of this scheme will be done by the nodal officer from the department level and it will be set on 31st May 2022.

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Banks Are Directed To Speed Up The Process

The respected chief minister Hemant Soren of Jharkhand state has directed the bank to speed up the process of sanctioning and distributing the loan to the student so that they would be able to continue their studies without worrying about any financial hurdles. Also, the implementation process under this scheme will be started by the nodal officer from the department label on 31st May 2022. Santa financially because students will be able to fulfill their dream without any hurdle

Highlights Of गुरुजी क्रेडिट कार्ड योजना

  • Name of the scheme: Jharkhand Guruji Credit Card scheme
  • Launched by: Government of Jharkhand
  • Announced on: Thursday3rd March 2022
  • Launched for: students
  • Benefits: financial
  • Mode of application: online
  • Official site: update soon

Objective Of Jharkhand Guruji Credit Card Scheme

There are many students who came from a humble background and are deprived of Higher Education due to the scarcity of funds. Even banks do not provide education loans to such students and their families without mortgages. To uplift such students this scheme has been started. Government cannot provide scholarships to each and every student of the state who is from a humble background. So considering all the things the government of Jharkhand has started a गुरुजी क्रेडिट कार्ड योजना. The objective of this scheme is to provide credit to students who need to complete their higher education.

Benefits/ Features Of Jharkhand Guruji Credit Card Scheme

  • A scheme has been announced for the students from a humble backgrounds
  • Under this scheme, students will get loans for education without mortgaging any property
  • The scheme will provide students an opportunity to complete their higher education without taking a financial burden
  • This scheme is quite similar to the student credit card system introduced by the TMC in West Bengal
  • State Government of Jharkhand has allocated rupees 11660.68 for primary education and rupees 2026.13 crores for higher and technical education in the budget for the financial year 2022-23
  • The scheme will encourage the students to pursue higher education who are facing financial difficulties

Jharkhand Guruji Credit Card Scheme Eligibility Criteria

  • The applicant should be a permanent resident of Jharkhand
  • He/ She should be a student
  • Applicant must be pursuing higher educational courses

Documents Required

  • Resident proof
  • Age proof
  • Aadhar card
  • Academic proof
  • Admission proof
  • Passport size photograph
  • Other important documents

Jharkhand Guruji Credit Card Scheme Application Procedure

Yet there is no update related to the application for the गुरुजी क्रेडिट कार्ड योजना. As the scheme has been recently announced, we will update the detailed information related to the application process once released by the authorities. It is assumed that the students have to submit an online application to get the Jharkhand guruji credit card. Further are some common steps which you may have to follow to apply for the scheme. We will update the detailed steps later

  • Open the official website of the Jharkhand Guruji Credit Card Scheme
  • Look for the apply link and click on it
  • The application form will open on the screen, start filling in the details
  • Mention each and every required detail and upload the documents
  • Review the application form and hit submit button
  • Remember to take a printout of the filled application for further use.

Frequently Asked Questions

Is it necessary to submit all the documents ?

Yes, All are necessary.

Is it available only for higher studies?

Yes, This scheme is only for higher studies.

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